Knowledge base
Weekly FX signals, product launches, and compliance guidance curated by Payin Global researchers.
Personal Finance
A SWIFT code is a unique identifier assigned to banks and financial institutions worldwide so that international money transfers reach the correct destination. Short for Society for Worldwide Interbank Financial Telecommunications,
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Personal FinanceIf you accidentally transfer money to the wrong bank account, act quickly. Contact your bank or payment provider immediately with full transaction details. If the beneficiary account is invalid, funds may be returned automatically. If the transfer went to a valid account,
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Personal FinanceThere is no fixed legal cap on how much money you can electronically transfer from the U.S. to India in a month without IRS reporting. Financial institutions are generally required to report international transfers above $10,000 to the IRS. Additionally, if the funds constitute
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Personal FinanceMost international money transfers take between one and five business days to complete. The exact time depends on the transfer method, provider, destination country, currency conversion requirements,
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Personal FinanceIf you have significant cash savings held by relatives abroad from selling property, retirement funds, and personal savings, you cannot simply deposit that cash into any Indian bank account without documentation and compliance. As a non-resident Indian (NRI),
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NewsIf you believe you have been targeted by a money transfer scam or fraud, act immediately. Contact the money transfer provider first to attempt to stop or freeze the transaction, then notify your bank or card issuer if applicable. Report the incident to the appropriate government agencies.
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BusinessMaking an international money transfer requires choosing the right method, understanding exchange rates and fees, providing accurate recipient details, and using a secure, regulated provider. Banks offer familiarity but are often expensive.
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Personal FinanceIf you believe you have been the victim of a money transfer scam or fraud, act immediately. Contact the money transfer provider, your bank, or card issuer as soon as possible to attempt to stop or freeze the transaction.
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BusinessMaking an international money transfer involves choosing the right transfer method, understanding exchange rates and fees, providing accurate recipient details, and confirming security and compliance requirements.
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